Third Party Liability insurance covers the legal liability for third party property damage, bodily injury or death caused by the insured driver arising from the use of the insured vehicle.
Personal Indemnity insurance provides a benefit in the event of death or bodily injury to the driver and/or passenger of an insured vehicle.
Own Damage insurance (also known as CASCO) covers accidental loss or damage. This includes damage by fire, theft, or glass breakage, to the insured vehicle. It also includes cover for loss or damage to parts and/or accessories and includes recovery from Third Parties when not at fault.
Catastrophic events insurance provides cover in the event of a loss involving two or more vehicles caused by an insured peril, such as flood, hurricane, landslide, earthquake or tornado.
This cover provides roadside assistance in the event of a breakdown or accident. Should the vehicle be deemed not roadworthy it also covers; vehicle towing costs, driver/passenger transportation/accommodation costs and replacement vehicle.
This insurance provides cover for the costs incurred when taking a civil action against a third party to recover uninsured losses. It also provides cover for defending a criminial action against the driver of the insured vehicle.