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Motor Insurance Covers

LeasePlan Insurance offers a full range of cover to protect your fleet drivers' cars and light commercial vehicles (LCVs) against liability in the event of an accident. Each covers specific costs for the car or LCV, as well as other drivers' property and injuries if you are found to be at fault in an accident. Find out what cover is available from LeasePlan Insurance.

  1. Third Party Liability

    Third Party Liability insurance covers the legal liability for third party property damage, bodily injury or death caused by the insured driver arising from the use of the insured vehicle.

  2. Personal Indemnity

    Personal Indemnity insurance provides a benefit in the event of death or bodily injury to the driver and/or passenger of an insured vehicle.

  3. Own Damage

    Own Damage insurance (also known as CASCO) covers accidental loss or damage. This includes damage by fire, theft, or glass breakage, to the insured vehicle. It also includes cover for loss or damage to parts and/or accessories and includes recovery from Third Parties when not at fault.

  4. Catastrophic Events

    Catastrophic events insurance provides cover in the event of a loss involving two or more vehicles caused by an insured peril, such as flood, hurricane, landslide, earthquake or tornado.

  5. Roadside Assistance

    This cover provides roadside assistance in the event of a breakdown or accident. Should the vehicle be deemed not roadworthy it also covers; vehicle towing costs, driver/passenger transportation/accommodation costs and replacement vehicle.

  6. Legal Expenses

    This insurance provides cover for the costs incurred when taking a civil action against a third party to recover uninsured losses. It also provides cover for defending a criminial action against the driver of the insured vehicle.

Ancillary Fleet Covers

Next to the more common motor insurance covers described above, LeasePlan Insurance also specialises in certain specific ancillary covers most relevant for fleet owners. These include Motor Storage cover, GAP (Guaranteed Auto Protection) cover and Employer's indemnity. Please contact your local LeasePlan office for more details.